A home lift is a major purchase, but there are several ways to reduce the cost or even get one funded entirely. From government grants to VAT relief and charity support, this guide covers every funding option available to UK homeowners looking to install a domestic lift.
Disabled Facilities Grant (DFG)
The Disabled Facilities Grant is the main government funding route for home lifts. Administered by your local council, it can cover the full cost of supply and installation. The maximum grant amounts are:
- England — Up to £30,000
- Wales — Up to £36,000
- Northern Ireland — Up to £25,000
- Scotland — Varies by local authority (similar schemes operate through council grants)
Given that through-floor lifts typically cost £8,000–£20,000, the DFG can cover the entire cost for many applicants. Even self-supporting lifts from brands like Stiltz (£15,000–£25,000) may be fully or partially covered.
How to Apply
- Contact your local council — Ask for a home adaptation assessment through housing or social services
- Occupational therapist assessment — An OT visits your home and confirms a home lift (rather than a stairlift) is necessary. This is typically required for wheelchair users or people who cannot safely use a stairlift
- Financial assessment — The council reviews your income, savings, and benefits. If you receive qualifying benefits, you get the full grant with no contribution
- Approval — Once approved, the council arranges installation or you choose your supplier
Important: You must apply before any work begins. If you install a lift before the grant is approved, you will not be eligible for funding.
Qualifying Benefits for Full Funding
If you receive any of the following benefits, you automatically qualify for a full grant with no means-tested contribution:
- Income Support
- Income-based Jobseeker’s Allowance
- Guarantee Credit (Pension Credit)
- Income-related Employment and Support Allowance
- Universal Credit
- Housing Benefit
- Working Tax Credit or Child Tax Credit (below threshold)
VAT Relief
If you have a qualifying disability or chronic illness, home lifts are zero-rated for VAT. This saves you 20% on the total purchase and installation cost. On a £20,000 lift, that’s a saving of £4,000.
You simply sign a declaration form provided by your supplier confirming your disability. No medical evidence or doctor’s letter is needed. This applies to new, reconditioned, and rental lifts.
Charity Support
Several charities can help fund home adaptations including lifts:
- Independence at Home — Grants for people with long-term illness or disability to improve independence
- SSAFA — For armed forces veterans and their families
- The Royal British Legion — Home adaptation support for ex-service personnel
- Turn2us — Online grant search tool that matches you with relevant funding bodies
- Local Rotary clubs and benevolent funds — Sometimes offer one-off grants for home adaptations
Finance Options
Most major home lift suppliers offer finance plans that allow you to spread the cost over 12 to 60 months. Some offer interest-free credit over shorter terms (typically 12–24 months). Always compare the total cost including interest against paying upfront, and check whether VAT relief applies to the financed amount.
Frequently Asked Questions
Can I get a DFG for a home lift if I already have a stairlift?
Yes, if an occupational therapist assessment shows that a stairlift no longer meets your needs — for example, if you now use a wheelchair or can no longer safely transfer to a stairlift seat. The DFG can fund a home lift as a replacement or upgrade.
How long does the DFG process take for a home lift?
Typically 2 to 6 months from initial contact to installation. The OT assessment, financial assessment, and approval process can take several weeks each. Urgent cases (such as hospital discharge) may be fast-tracked. Factor in additional lead time for the lift itself — 2–6 weeks for standard models.
Does the DFG cover the full cost of any home lift?
The DFG has maximum limits (£30,000 in England). Through-floor lifts and many self-supporting lifts fall within this limit. Premium cabin lifts may exceed it, in which case the grant covers the maximum amount and you pay the difference. The council will typically fund the most cost-effective solution that meets your assessed needs.