A will makes sure your money, property and possessions go where you want, and a lasting power of attorney (LPA) lets someone you trust make decisions if you can’t. Together they’re the foundation of getting your affairs in order.
Key facts (England & Wales, 2026)
- A solicitor-written will typically costs from ~£150 (single) or ~£300 (mirror wills for couples); charity schemes can be free.
- There are two LPA types: health & welfare, and property & financial affairs.
- Registering each LPA costs £92 (£184 for both); reductions/exemptions apply on low income or certain benefits.
- LPAs take roughly 8–10 weeks to register with the Office of the Public Guardian.
Why make a will
If you die without a will (“intestate”), the law — not you — decides who inherits, which may exclude unmarried partners and stepchildren. A will lets you name beneficiaries, guardians and executors, and can help manage Inheritance Tax. Review it after big life events (marriage, divorce, new grandchildren).
Lasting power of attorney
An LPA lets you appoint attorneys to act for you if you lose mental capacity. Without one, your family may have to apply to the Court of Protection for deputyship — slower, costlier and more stressful. You can set one up via the GOV.UK service or a solicitor.
| LPA type | Covers |
|---|---|
| Property & financial affairs | Money, bills, property, bank accounts and investments |
| Health & welfare | Medical care, where you live, and life-sustaining treatment |