Look Into helps UK families make sense of the big money and legal decisions of later life, releasing money from your home, protecting loved ones, planning a funeral, and getting your affairs in order. Independent, jargon-free guidance.
Later-life finance at a glance
| Option | What it is | Typical UK figures (2026) | Oversight |
|---|---|---|---|
| Equity release | Release tax-free cash from your home (age 55+); repaid when you die or move into care | Rates around 7%; release around 20–55% of home value by age | FCA / Equity Release Council |
| Over-50s life insurance | Guaranteed-acceptance whole-of-life cover with fixed premiums | From £5–£10/month; modest lump sum | FCA |
| Funeral plans | Pre-pay or plan a funeral to ease the burden on family | Average funeral £3,828; direct cremation £1,628 | FCA (pre-paid plans) |
| Wills & power of attorney | Legal documents for your estate and who decides if you can’t | Will from £150; register an LPA £92 each | Solicitors / Office of the Public Guardian |
Explore later-life finance
Equity Release
How lifetime mortgages work, what you can release, rates, risks and safeguards.
Read guide → 💰Over-50s Life Insurance
Guaranteed-acceptance cover explained, payouts, premiums and the catches to watch.
Read guide → 🩹Funeral Plans
Pre-paid funeral plans and funeral costs, what’s covered and how to compare.
Read guide → 📝Wills & Power of Attorney
Making a will, lasting power of attorney and keeping your wishes clear.
Read guide →Free guides, data & tools
UK Funeral Costs 2026
Average funeral, burial and cremation costs across the UK, by type and region.
View the report → 🧮Equity Release Calculator
Estimate how much tax-free cash you might release from your home.
Open the calculator → 🏦Inheritance Tax Guide
Thresholds, the residence allowance, gifting rules and how to reduce a bill.
Read the guide → ✅Later-Life Planning Checklist
A printable checklist to get your money, wishes and paperwork in order.
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