Home Care: Costs, Funding & How It Works (2026)

Home care (also called domiciliary or visiting care) means carers come to your own home to help with everyday tasks — from a quick daily visit to several calls a day — so you can stay living independently.

Key facts

  • Typical UK cost: around £25–£32 an hour (2025/26).
  • Arranged privately or, after a needs assessment, through your local council.
  • Providers in England are regulated and inspected by the CQC.
  • You may get help with the cost — see funding below.

What home care covers

Home care is flexible and built around your needs. Common support includes:

  • Personal care — washing, dressing, help getting up or to bed
  • Medication reminders and prompts
  • Meal preparation and help eating
  • Light housework, laundry and shopping
  • Companionship and help getting out and about

How much does home care cost?

Most UK home care is charged by the hour. As a guide, private rates run from about £25 an hour (Age UK’s typical figure) up to the Homecare Association’s recommended minimum price of £32.14 an hour for 2025/26. Rates are usually higher in London and the South East, and visits shorter than an hour often cost more per hour.

As a rough example, one hour-long visit a day works out at roughly £175–£225 a week; four short calls a day can reach £800–£1,200+ a week. If you need that much support, live-in care is often worth comparing.

Estimate your own costs with our Care Cost Calculator, or see full figures in the UK Care Costs 2026 report.

Help with paying for home care

Your council can arrange a free needs assessment, then a financial assessment (means test). For care at home, the value of your home is not counted. In England, if you have savings and capital below £14,250 you’ll only contribute from income; above £23,250 you usually pay the full cost.

Attendance Allowance can help too — it’s not means-tested and pays £76.70 or £114.60 a week (2026/27) depending on how much help you need. Full details are in our guide to paying for care.

How to choose a home care provider

  • Check the provider’s latest CQC rating and report.
  • Ask whether you’ll see the same regular carers.
  • Confirm pricing, minimum visit length, and notice periods in writing.
  • Ask how care plans are reviewed and how concerns are handled.

Figures are general guides for 2025/26 and change each April — always confirm current rates with your council, GOV.UK and individual providers. This is general information, not financial or care advice. Last reviewed June 2026.