UK Home & Energy Grants 2026: The Complete Guide
Every UK home improvement, energy and disability-adaptation grant in one place — what each scheme funds, how much, who qualifies and its 2026 status. Last updated June 2026.
This is a complete, plain-English reference to the financial help available to UK homeowners in 2026 — from heat pump and insulation grants to free boilers and disability adaptations. Figures are compiled from official sources including GOV.UK and the Energy Saving Trust.
All UK home & energy grants at a glance (2026)
| Scheme | What it funds | Amount | Who qualifies | Region | Status 2026 |
|---|---|---|---|---|---|
| ECO4 | Insulation, heating, free boilers | Up to £10,000+ | Low income on qualifying benefits (or LA Flex); EPC D–G | Great Britain | Open until 31 Dec 2026 |
| Warm Homes Plan | Insulation, heat pumps, solar, low-interest loans | Grants (low income) + 0% loans (all) | Low-income for grants; any homeowner for loans | England (devolved equivalents) | Launched Jan 2026, runs to 2030 |
| Warm Homes: Local Grant | Insulation & heating | Up to £15,000 per home | Fuel-poor / lower income (≈ under £36k) | England (via councils) | Open |
| Boiler Upgrade Scheme (BUS) | Air or ground source heat pump | £7,500 (£9,000 off-gas from 21 Jul 2026) | Any homeowner — no means test | England & Wales | Open, extended to 2030 |
| Home Energy Scotland Grant | Heat pumps & efficiency | Up to £9,000 grant + £7,500 loan | Homeowners | Scotland | Open |
| Disabled Facilities Grant (DFG) | Stairlifts, walk-in baths, ramps, adaptations | Up to £30,000 (Eng) / £36,000 (Wales) / £25,000 (NI) | Disabled people; means-tested for adults, not children | England, Wales, NI | Open (via councils) |
| 0% VAT — energy | Solar, batteries, insulation, heat pumps | 20% saving | All homeowners | Great Britain | Until March 2027 |
| 0% VAT — mobility | Stairlifts, walk-in baths, mobility aids | 20% saving | Chronically sick or disabled people | UK | Ongoing |
| Smart Export Guarantee (SEG) | Pays for exported solar power | Varies by tariff | Solar panel owners | Great Britain | Ongoing |
| Warm Home Discount | Electricity bill rebate | £150 | Low-income / qualifying households | England, Wales, Scotland | Open (to Oct 2026) |
| Great British Insulation Scheme | Insulation | Varies | Mid-EPC homes / lower council-tax bands | Great Britain | Closed March 2026 |
Grants by project
- Heat pump: Boiler Upgrade Scheme £7,500 (no means test).
- New boiler: ECO4 free boiler scheme for low-income homes.
- Solar panels: 0% VAT, Warm Homes loans and SEG.
- Stairlift or walk-in bath: Disabled Facilities Grant up to £30,000, plus 0% VAT.
Frequently asked questions
Can you combine or stack home energy grants?
Often yes. For example you may use ECO4 or the Warm Homes: Local Grant for insulation alongside the Boiler Upgrade Scheme for a heat pump. Schemes that cover the same measure usually cannot be doubled up.
What is the biggest single home grant in 2026?
For heating, the Boiler Upgrade Scheme gives £7,500 (£9,000 off-gas) towards a heat pump with no means test. For accessibility, the Disabled Facilities Grant can reach £30,000 in England.
Do I need to be on benefits to get help?
Not always. The Boiler Upgrade Scheme and 0% VAT are open to all homeowners. ECO4, Warm Homes: Local Grant and the Warm Home Discount are income- or benefit-based.
Has ECO4 ended?
ECO4 is open until 31 December 2026 and is being succeeded by the £13.2bn Warm Homes Plan. The Great British Insulation Scheme closed in March 2026.
Sources
GOV.UK (Warm Homes Plan, Boiler Upgrade Scheme, Disabled Facilities Grants), Energy Saving Trust, and Ofgem scheme guidance, June 2026.